借 – Kanji Meaning, Reading, and Common Words

What does 借 mean in Japanese?

借 means to borrow or to rent. The kun’yomi 借りる (kariru) covers both borrowing without payment (borrowing a book, an umbrella, a pen) and renting with payment (renting an apartment, a car, a bicycle). This dual use — borrow and rent — makes 借りる one of the most practically important verbs at N4.

借 pairs directly with 貸 (lend), covered in seed_id 199. The two kanji define each other: what one person 貸す, the other 借りる. Mastering the pair — including the particle shift (に for lending, から for borrowing) — unlocks a wide range of everyday transactions and requests.

Reading

On’yomi: シャク (shaku)

Kun’yomi: か-りる (ka-riru)

Basic Information

Kanji
Meaning borrow, rent
Stroke Count 10
JLPT Level N4

How to Understand This Kanji

借りる (transitive): you receive the use of something from someone — 本を借りる (borrow a book), 傘を借りる (borrow an umbrella), アパートを借りる (rent an apartment), 車を借りる (rent a car). In Japanese, 借りる covers both free borrowing and paid renting; context (and common sense about money) distinguishes them. 借金 (shakkin, debt) = 借 (borrow) + 金 (money): borrowing money that must be repaid. 借金をする (take on debt), 借金を返す (repay a debt).

Common Words

  • 借りる(かりる / kariru) — to borrow; to rent (apartment, car, etc.)
  • 借金(しゃっきん / shakkin) — debt, loan (money borrowed)
  • 借家(しゃくや / shakuya) — rented house
  • 借り物(かりもの / karimono) — borrowed item
  • 貸し借り(かしかり / kashikari) — lending and borrowing, give-and-take
  • 借用(しゃくよう / shakuyou) — borrowing, use on loan (formal)

Example Sentences

  • 図書館で本を借りました。

    としょかんでほんをかりました。 / Toshokan de hon o karimashita.

    I borrowed a book from the library.

  • ペンを借りてもいいですか?

    ぺんをかりてもいいですか? / Pen o karite mo ii desu ka?

    May I borrow your pen?

  • 彼は借金を返すために働いています。

    かれはしゃっきんをかえすためにはたらいています。 / Kare wa shakkin o kaesu tame ni hataraite imasu.

    He is working in order to repay his debt.

When Learners Usually See This Kanji

The 貸す / 借りる particle pair is the key grammar point: 友達に本を貸す (lend a book TO a friend — に marks the recipient) vs 友達から本を借りる (borrow a book FROM a friend — から marks the source). Keeping the から/に distinction clear prevents a very common particle mistake.

借りる covers both borrow (free, temporary use) and rent (paid, temporary use): 図書館で本を借りる (borrow a book from the library, free), アパートを借りる (rent an apartment, paid), レンタカーを借りる (rent a car, paid). Whether money changes hands is clear from context; the verb form is the same.

〜を借りてもいいですか? is the standard polite form for asking to borrow something: ペンを借りてもいいですか? (May I borrow your pen?), トイレを借りてもいいですか? (May I use your restroom? — lit. may I borrow your toilet). The toilet phrase is a very common and natural expression in Japanese.

借金 (shakkin, debt) = 借 (borrow) + 金 (money). 借金がある (to have debt), 借金をする (to take on debt), 借金を返す (to repay a debt). 借金 carries a more serious or negative nuance than simply borrowing — it specifically refers to money owed. 借金取り (shakkin tori, debt collector) is also a recognisable compound.

Summary

借 means to borrow or rent, with 借りる as the core verb covering both free borrowing and paid renting. Key points: the から particle marks the source when borrowing, 借金 means debt, and 〜を借りてもいいですか? is the essential request form.